This month, Neal Gabler has a piece in The Atlantic wherein he discusses the perilous financial state of Americans and describes openly "his secret shame"—his personal financial woes. It's one of the more unnerving things I've read this year, if only because Gabler's biography of Walt Disney sits on my nightstand (it's a masterpiece) and as a writer, I just assume that if you can produce something like that, you can do anything, and you do so from your other apartment—the one in Montparnasse that you bought because you liked the tree out front. Gabler is a consummate writer, skilled with the pen and willing to do the hard work of research to make his journalism sing. When I think of the challenges that must come with researching Walt Disney's life, I lapse into silent awe that it's even possible. Such research involves more than the basics, or even the extraordinary. Rather, it involves a lone scribe doing battle with the most powerful media company in human history. Walt Disney isn't just a man, but a brand and an American ideal akin to Washington or Lincoln. (Disney himself recognized this, and it could be a source of anxiety and exhaustion for him.) The Walt Disney Company, which I admire greatly, has a vested interest in keeping its namesake a secular saint. I imagine that the company did not exactly meet Gabler with open arms, and yet Gabler successfully unveils Disney the man, great and good in the best ways—Walt Disney was a truly good man—but also flawed, complex, moody and sometimes selfish, searing and tyrannical.

Maybe the aura of Disney extended, as I read the biography, around Gabler, just as we see the Eiffel Tower or Statue of Liberty and cannot help but apply that same sense of intrinsic wonder to Gustave Eiffel. Of course Gabler is a colossus! Of course he's flush, his only concern being the business end of a word processor. But we now know better. It's not like this isn't without precedent. Nobody thinks of Hemingway in Paris and recalls that he starved while there, pennies to his name, but that was the Paris he knew.

Gabler's piece has been like a wrecking ball coursing across my brain for weeks now. While I will not reveal my personal finances (unlike Gabler, who puts it all out there in heroic detail), I will submit that I'm doing OK. I write a lot—approximately 1,000 publishable words a day for a half-dozen outlets, not counting my book work, commonplace writing, or correspondence—despite my living in the middle of nowhere (a place, it must be said, where the cost of living is low, taking my income even further). Still, I worry constantly about money because my daughter attends private school and I expect of myself to be able to provide her a first-rate education now through the end of her college career. (There is a 1% and concomitant "social network," and my goal in life is to enable her to be a part of it.) Moreover, like many, I live with an acute, chronic case of imposter syndrome, ever in expectation that my house of cards will collapse and I'll have to figure out how to begin again. I want to die in front of Microsoft Word (in 40 years or so); I never want to go back to the myriad jobs I held previously (however tempting it might be to don a Starbucks apron and tell some of my younger, inexperienced editors to fuck off).

Buddhist scholar Jack Kornfield has spoken eloquently about such fears, using the example of being chased by a bear. When you are being chased by a bear, he says, you're not worried about being chased; you're worried about being caught. When the bear catches you, you're not worried about being caught; you're worried about being eaten. When the bear starts eating you, you're not worried about being eaten; you're worried about being killed.

And so when I read that Gabler would have trouble coming up with $400 in cash if asked, I wonder what my own future holds. I am not a financial wizard. I'm barely a financial street magician. Certainly, I am talented and have had extraordinarily good fortune, but what about next year? This is a high stakes business whose fortunes are ever in flux. Melville died penniless, and he's the greatest author to ever live. How fast is the bear running? Will it catch me, and what happens then?